And so we stand, having just cast the ring of power into the fires of Mordor. Now it’s time to go home. We return, however, not with a chest full of gold, but a small electronic wallet filled with a random assortment of numbers and letters that tell us what we already knew: that we are valuable and deserve the right to financial freedom.

Finance 3.0 won’t be about hoarding money, but rather it will be defined by giving. Giving freely to those in need. Their need might be information, such as that found in this book. It might be a series of random numbers and letters that help make them realize that they too are valuable. We as a species must grow to evolve. We grow through peak experiences. I hope this book has prepared you for those peaks and valleys. Remember the rules of investing: Only put in what you can afford to lose. Do your own research. With great risk comes the potential for great reward. And HODL. Always HODL.